Open & Apply

Rewards Savings Account

Rewarding you for using WCCU!

Open an Account View Rates
  • Interest rate based on total balances
  • Loan balances count too
  • No monthly fees
Interest rate based on total balances
Loan balances count too
No monthly fees
Diamond Savings Account Goals Savings Account Rewards Savings Account Share Savings Account Young Adult Share Savings Account Money Market Accounts Certificates of Deposit (CDs)

You've earned our gratitude - and something extra

How do we show WCCU members how much we appreciate them? It starts with friendly, first-class service. The next step is to put more money in your pocket. Reward Savings totals up the balances in your other deposit and loan accounts, and uses that dollar figure to set your interest rate. The bigger your balances, the more you can earn.

  • Start with a $5 deposit to open
  • Interest rate based on total balances at WCCU - all savings accounts and all loan accounts except for first mortgages
  • Withdraw cash from our network of over 90 surcharge-free ATMs
  • Unlimited 24/7 eBanking access
  • No minimum balance requirements
  • No monthly service charges

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

Get Greenlight Free
Get in the spirit of saving and giving. Surprise your kids and teens with their own Greenlight debit card.
Get Started: Get Greenlight Free
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.