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Westerly Community Credit Union offers valuable personal and business financial solutions for all our members.

Fuel Your Fall Renovations.

Get a Flex Equity Line of Credit with a low intro rate and up to four fixed-rate advances.

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Financial solutions for every life event.

I am...
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Checking Accounts
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Auto Loans
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Just Starting Out Financial Education
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Youth Accounts Credit Cards Savings Goal Calculator
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Mortgage Loans
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Mortgage Affordability Calculator
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Refi Home Loans
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Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
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Free Credit Report Review
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Click-Compare-Save Calculator
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Flex Equity Line of Credit
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Debt Management Financial Education Debt Consolidation Calculator
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Auto & Motorcycle Loans
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Gap Advantage
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Mechanical Breakdown Protection
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Loans & Lending Financial Education Click-Compare-Save Calculator
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Wealth Management
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Free Credit Report Review
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Financial Education
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Savings Accounts Retirement Goal Calculator
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Flex Equity Line of Credit
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Home Improvement Loans
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Personal Loans
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Financial Education Credit Cards Home Improvement Calculator
Let’s develop your personalized plan.

Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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      Member Alert
      Learn about a recent cybersecurity incident involving TruStage.
      FREE Women in Investing Seminar
      Join us on 10/8 to discuss retirement goals and the obstacles women may face in retirement. Attendees enjoy free food and a drink on us.
      Growing Popularity of ADUs
      Watch our interview on WPRI's Rhode Show for expert tips on ADUs, including financing options and rules that could impact your plans.
      Teacher Grant Program
      WCCU will be awarding $10,000 this year in values up to $500! Apply by Oct. 31, 2026
      How Businesses Obtain Credit
      Learn what’s needed to obtain credit, so you’re better prepared when you are ready to apply.
      Click-Compare-Save
      Ready to pay less for your loans? See how much you’ll save by switching to WCCU.

      Featured Rates

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      Auto Loans
      As low as
      5.49%
      APR
      15 Year Fixed Morgage
      6.875%
      APR
      eChecking Account
      3.50%
      APY
      14 Month CD/IRA
      (Limited Time Offer)
      3.65%
      APY
      View More

      Check out WCCU's Financial Education Resources

      Make smarter financial decisions using free, easy-to-use educational tools that support your personal and business goals.
      WCCU Financial Education Resources WCCU Youth Financial Education Financial Calculators

      Care You Can Bank On

      At WCCU, giving back isn’t an initiative — it’s who we are.
      Donations & Sponsorships Why WCCU History & Leadership
      I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
      Sherri B. of Hope Valley
      I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
      Jessica B. of Charlestown
      I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
      Marge P. of Westerly