Open & Apply

Rates

We offer competitive rates to help you financially succeed.

Open and Apply Contact Us
Life Events Click-Compare-Save Calculators Rates

At WCCU, we're not focused on profits, but on providing you with a financial advantage. All our rates are designed with your best interest in mind.

Deposit Rates
See how much you can earn from our Savings, Money Market, Certificates of Deposit, IRAs, Share Certificate and dividend-earning checking accounts. 
Loan Rates
We feature affordable rates on mortgages, auto financing, home equity products and personal loans.
Mortgage Rates
Buying a home is not easy, we have knowledgeable staff that will help you every step of the way!
Home Equity Rates
Looking for a Home Equity Loan, Line of Credit or want to refinance your home, we offer low rates you can afford!
Business Deposit Rates
Our business rates are bottom-line oriented, providing a competitive edge whether you're saving or borrowing.
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Make the most of your money

Earn 4.50% APY* with WCCU's eChecking!