We make it easy
Choose the credit card that is right for you - Value, Everything Rewards, or a Premier Plus Rewards Credit Card. It’s the only card you need for everything you need to do.
Personal Credit Cards
Value
Spending power with a great low interest rate. Save on interest and pay down your credit card balances fast.
Apply
Everything Rewards/Premier Plus Rewards
Earn points for every dollar spent, redeemable for cash back, travel, gift cards, merchandise, and more!Apply
Get Greenlight Free
Teach your kids to earn, save & spend money with a Greenlight debit card & app.
Personal Credit Card Benefits
Review the key benefits of these credit cards and choose one that best fits your spending style.
Personal
|
 Value |
|---|---|
| No annual fees.1,2 | Yes |
| 2.9% introductory rate for the first six months.1,2 | Yes |
| APR including cash advances and balance transfers.1,2 | Lower Rate |
| 24 hour Cardholder Assistance and easy online account access | Yes |
| Contactless "tap and pay" plastics. | Yes |
| Protect your card with card alerts. | Yes |
| ID theft protection with Mastercard.® | Yes |
| Rewards | None |
Personal
|
Everything Rewards/
|
|---|---|
| No annual fees.1,2 | Yes |
| 2.9% introductory rate for the first six months.1,2 | Yes |
| APR including cash advances and balance transfers.1,2 | Competitive Rate |
| 24 hour Cardholder Assistance and easy online account access | Yes |
| Contactless "tap and pay" plastics. | Yes |
| Protect your card with card alerts. | Yes |
| ID theft protection with Mastercard.® | Yes |
| Rewards | Earn rewards with every purchase:
|
Personal
|
Value |
Everything Rewards/
|
|---|---|---|
| No annual fees.1,2 | Yes | Yes |
| 2.9% introductory rate for the first six months.1,2 | Yes | Yes |
| APR including cash advances and balance transfers.1,2 | Lower Rate | Competitive Rate |
| 24 hour Cardholder Assistance and easy online account access | Yes | Yes |
| Contactless "tap and pay" plastics. | Yes | Yes |
| Protect your card with card alerts. | Yes | Yes |
| ID theft protection with Mastercard.® | Yes | Yes |
| Rewards | None | Earn rewards with every purchase:
|
FAQs
Card Service Center at P.O. Box 569100, Dallas, TX 75356-9100.
Yes, you can drop off your payment at the branch. It may take 24-48 hours to post to your account but it will be backdated to the date you dropped it off at the branch. You can also make payments online at www.cardmanager.net or via phone at 800-367-7576.
Payments made online or over the phone before 5:00 PM CT Sunday through Friday will post to the account the same day. Payments made on Saturday will post Sunday.
Yes. The easiest way to locate the app is from your mobile device, visit www.cardmanager.net and follow the link to download the new Card Center app. You can also go to your app store and search “Credit Card Center.” Scroll until you see the silver “Card Center” app.
If you have enrolled in a rewards program, you can access the rewards site at www.cardmanager.net.
Contact customer service at 800-367-7576 and they will be glad to transfer your account to a Visa and issue a new card and no additional cost.
When you receive your card, activate it immediately. If you have enrolled in bill pay through your financial institution, update your payment address and credit card number. Update your credit card number on file for any recurring transactions, like any utilities, Netflix, Amazon, etc. Register your new account on www.cardmanager.net.
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