IMPORTANT INFORMATION FOR EXISTING WCCU VISA CARDHOLDERS:
We are excited to announce that we have partnered with TIB, National Association, to improve your credit card experience. As part of our partnership with TIB, you will be receiving a new credit card in the mail. Starting 4/7, your current WCCU VISA will be deactivated. Please use your new card from that date forward. Please see the FAQs below.
We make it easy
Choose the credit card that is right for you - Value, Everything Rewards, or a Premier Plus Rewards Credit Card. It’s the only card you need for everything you need to do.
Personal Credit Cards
Value
Spending power with a great low interest rate. Save on interest and pay down your credit card balances fast.
Apply
Everything Rewards/Premier Plus Rewards
Earn points for every dollar spent, redeemable for cash back, travel, gift cards, merchandise, and more!Apply

Personal Credit Card Benefits
Personal
|
![]() Value |
---|---|
No annual fees.1,2 | Yes |
2.9% introductory rate for the first six months.1,2 | Yes |
APR including cash advances and balance transfers.1,2 | Lower Rate |
24 hour Cardholder Assistance and easy online account access | Yes |
Contactless "tap and pay" plastics. | Yes |
Protect your card with card alerts. | Yes |
ID theft protection with Mastercard.® | Yes |
Rewards | None |
Personal
|
![]() Everything Rewards/
|
---|---|
No annual fees.1,2 | Yes |
2.9% introductory rate for the first six months.1,2 | Yes |
APR including cash advances and balance transfers.1,2 | Competitive Rate |
24 hour Cardholder Assistance and easy online account access | Yes |
Contactless "tap and pay" plastics. | Yes |
Protect your card with card alerts. | Yes |
ID theft protection with Mastercard.® | Yes |
Rewards | Earn rewards with every purchase:
|
Personal
|
![]() Value |
![]() Everything Rewards/
|
---|---|---|
No annual fees.1,2 | Yes | Yes |
2.9% introductory rate for the first six months.1,2 | Yes | Yes |
APR including cash advances and balance transfers.1,2 | Lower Rate | Competitive Rate |
24 hour Cardholder Assistance and easy online account access | Yes | Yes |
Contactless "tap and pay" plastics. | Yes | Yes |
Protect your card with card alerts. | Yes | Yes |
ID theft protection with Mastercard.® | Yes | Yes |
Rewards | None | Earn rewards with every purchase:
|
FAQs
Helpful Resources
