Business Credit Cards

Get down to business with a credit card that delivers.

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Personal and Business cards
Low interest rate, or rewards
Cash-back option

Personal and Business cards

Low interest rate, or rewards

Cash-back option

Spending power for your business

Your Business. Your Card. Your Benefits. Maximize your business spending with the credit card that best fits your needs — choose from Value, Choice Rewards, or Premier Rewards. It’s the only card your Business needs, designed for how you do business.

Business Credit Cards

Business Value

Spending power with a great interest rate. Save on interest and pay down your credit card balances fast.

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Business Choice Rewards

Earn points for every dollar spent, redeemable for cash back, travel, gift cards, merchandise, and more!

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Business Term Loans

Tap into a loan that delivers for your business.

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Business Credit Card Benefits

Review the key benefits of these credit cards and choose one that best fits the credit needs of your Business.

Business Credit Cards	Business Value
No annual fees.^1,2	Yes
Annual spend requirement	None
APR including cash advances and balance transfers.^1,2	Lower Rate
Billing method	Consolidated Summary/ Sub Account Billing or Individual Billing
24 hour Cardholder Assistance and easy online account access	Yes
Individual employee or Administrative online access to all cards	Yes. Includes ability to set employee limits.
Contactless "tap and pay" plastics.	Yes
Protect your card with card alerts.	Yes
ID theft protection with Mastercard.^®	Yes
Rewards	None
	Apply

Business Credit Cards	Business Choice Rewards
No annual fees.^1,2	$49
Annual spend requirement	None
APR including cash advances and balance transfers.^1,2	Competitive Rate
Billing method	Individual Billing
24 hour Cardholder Assistance and easy online account access	Yes
Individual employee or Administrative online access to all cards	Yes
Contactless "tap and pay" plastics.	Yes
Protect your card with card alerts.	Yes
ID theft protection with Mastercard.^®	Yes
Rewards	Earn rewards with every purchase: Earn points that you can redeem for rewards. Earn one point for each dollar spent (up to 10,000 points per month) on each employee card.² Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more^.2 To view or redeem rewards points, call 800.367.7576 or visit cardmanager
	Apply

Business Credit Cards	Business Value	Business Choice Rewards
No annual fees.^1,2	Yes	$49
Annual spend requirement	None	None
APR including cash advances and balance transfers.^1,2	Lower Rate	Competitive Rate
Billing method	Consolidated Summary/ Sub Account Billing or Individual Billing	Individual Billing
24 hour Cardholder Assistance and easy online account access	Yes	Yes
Individual employee or Administrative online access to all cards	Yes. Includes ability to set employee limits.	Yes
Contactless "tap and pay" plastics.	Yes	Yes
Protect your card with card alerts.	Yes	Yes
ID theft protection with Mastercard.^®	Yes	Yes
Rewards	None	Earn rewards with every purchase: Earn points that you can redeem for rewards. Earn one point for each dollar spent (up to 10,000 points per month) on each employee card.² Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more^.2 To view or redeem rewards points, call 800.367.7576 or visit cardmanager
	Apply	Apply

FAQs

Yes, you can drop off your payment at the branch. It may take 24-48 hours to post to your account but it will be backdated to the date you dropped it off at the branch. You can also make payments online at www.cardmanager.net, via phone at 800-367-7576 or you can mail it to: Card Service Center at P.O. Box 569100, Dallas, TX 75356-9100.

Payments made online or over the phone before 5:00 PM CT Sunday through Friday will post to the account the same day. Payments made on Saturday will post Sunday.

Yes. The easiest way to locate the app is from your mobile device, visit www.cardmanager.net and follow the link to download the new Card Center app. You can also go to your app store and search “Credit Card Center.” Scroll until you see the silver “Card Center” app.

If you have enrolled in a rewards program, you can access the rewards site at www.cardmanager.net.

Contact customer service at 800-367-7576 and they will be glad to transfer your account to a Visa and issue a new card and no additional cost.

When you receive your card, activate it immediately. If you have enrolled in bill pay through your financial institution, update your payment address and credit card number. Update your credit card number on file for any recurring transactions, like any utilities, Netflix, Amazon, etc. Register your new account on www.cardmanager.net.

The experience was incredible. Barry was amazing. Barry cares about my business and making sure I have what I need to succeed. Working with Barry felt like working with family. I have never had a banking experience like this one. I am so incredibly grateful.

David T. of Wakefield

Ask for Shannon if you need business funding, she was excellent! She helped me with a couple of business loans. The process was quick, easy, and cheap. That was just what I was looking for. Scott is also a huge help if you end up talking to him!

Frank A. of Coventry

From start to finish, Shannon was a pleasure to work with. With competitive rates, a simple process, and quick closing, it was an easy decision to obtain my business loan with Westerly Credit Union. The entire staff at the Coventry branch was supportive, patient, and accommodating, making the process seamless. I look forward to my continued work with them.

Kendra C. of Coventry

Thank you so much to Shannon & Scott at the Coventry RI branch of WCCU! My husband & I learned about their fantastic rate promotion for money market accounts offered. We love the personal service and enthusiasm of them both. Scott is so knowledgeable about all of the WCCU products, so our account set-ups were a breeze. He navigated me through the phone app set up. You can tell right away that Shannon, in the Business Development Office of WCCU is an expert in her commercial lending department with her depth of experience in the banking industry of over 20 years. We felt very confident opening accounts at Westerly Community Credit Union in Coventry with Scott and Shannon always available to help with questions on site or over the phone. And wow, we really like the new Coventry branch, so convenient off the highway!

Martha C. of Coventry

Helpful Resources

1) Business Value Credit Card - Please see terms and conditions for additional information.
2) Business Premier/Choice Rewards Credit Card - Please see terms and conditions for additional information.

Business Credit Cards