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Westerly Community Credit Union offers valuable personal and business financial solutions for all our members.

Flex Equity Line of Credit

Replace your roof this fall with a low intro rate and up to 4 fixed-rate advances!

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Financial solutions for every life event.

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      Mortgage Loans Mortgage Qualifier Calculator Refi Home Loans
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          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
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              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
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              Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
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                  Wealth Management Free Credit Report Review Financial Education
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                  Savings Accounts College Savings Calculator Retirement Planning Calculator
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                      Flex Equity Line of Credit Home Improvement Loans Personal Loans
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                      Financial Education Credit Cards Home Budget Analysis Calculator
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                          Checking Accounts
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                          Auto Loans
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                          Just Starting Out Financial Education
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                          Student Loans Youth Accounts Credit Cards Savings Goal Calculator
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                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                              Mortgage Loans
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                              Mortgage Qualifier Calculator
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                              Refi Home Loans
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                              Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
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                                  Free Credit Report Review
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                                  Click-Compare-Save Calculator
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                                  Flex Equity Line of Credit
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                                  Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
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                                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                      Auto & Motorcycle Loans
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                                      Gap Advantage
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                                      Mechanical Breakdown Protection
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                                      Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
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                                          Wealth Management
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                                          Free Credit Report Review
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                                          Financial Education
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                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
                                          Let’s develop your personalized plan.

                                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                              Flex Equity Line of Credit
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                                              Home Improvement Loans
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                                              Personal Loans
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                                              Financial Education Credit Cards Home Budget Analysis Calculator
                                              Let’s develop your personalized plan.

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                                                  Teacher Grant Program
                                                  WCCU will be awarding $10,000 this year in values up to $500! Apply by Oct. 31, 2025
                                                  Zero Hassle, All Rewards!
                                                  Earn 4.00% APY* with WCCU's eChecking on balances under $20,000!
                                                  Student Refi Loan Special
                                                  Refinance & get $500, PLUS enjoy no payments and no interest for 3 months!
                                                  Free Credit Report Review
                                                  Our staff is trained to find ways to help you reach your financial goals.
                                                  What would you do with $50,000?
                                                  Plan your dream wedding without the financial stress. WCCU can help make it happen with a Personal Loan!
                                                  Debt Management
                                                  Learn how to use your budget to pay off your debt.

                                                  Featured Rates

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                                                  15 Year Fixed Morgage
                                                  New LOWER Rates!
                                                  5.875%
                                                  APR
                                                  Auto Loans
                                                  As low as
                                                  5.99%
                                                  APR
                                                  eChecking Account
                                                  3.75%
                                                  APY
                                                  8 Month CD/IRA Special
                                                  3.75%
                                                  APY
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                                                  Check out WCCU's Financial Education Resources

                                                  Make smarter financial decisions using free, easy-to-use educational tools that support your personal and business goals.
                                                  WCCU Financial Education Resources WCCU Youth Financial Education Financial Calculators

                                                  WCCU Cares

                                                  We care about our members, their financial needs, and our community!
                                                  WCCU Cares Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly