Open & Apply

Westerly Community Credit Union offers valuable personal and business financial solutions for all our members.

Flex Equity Line of Credit

Replace your roof this fall with a low intro rate and up to 4 fixed-rate advances!

Learn More!

Financial solutions for every life event.

I am...
Checking Accounts Auto Loans Just Starting Out Financial Education
Looking for more solutions?
Student Loans Youth Accounts Credit Cards Savings Goal Calculator
Let’s develop your personalized plan.

Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

  • First Name is a required field.
  • Last Name is a required field.
  • Email is a required field.
  • Please enter a valid email address.
  • Phone is a required field.
  • Please enter a valid phone number.
      Mortgage Loans Mortgage Qualifier Calculator Refi Home Loans
      Looking for more solutions?
      Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
      Let’s develop your personalized plan.

      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

      • First Name is a required field.
      • Last Name is a required field.
      • Email is a required field.
      • Please enter a valid email address.
      • Phone is a required field.
      • Please enter a valid phone number.
          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
          Looking for more solutions?
          Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
          Let’s develop your personalized plan.

          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

          • First Name is a required field.
          • Last Name is a required field.
          • Email is a required field.
          • Please enter a valid email address.
          • Phone is a required field.
          • Please enter a valid phone number.
              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
              Looking for more solutions?
              Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
              Let’s develop your personalized plan.

              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

              • First Name is a required field.
              • Last Name is a required field.
              • Email is a required field.
              • Please enter a valid email address.
              • Phone is a required field.
              • Please enter a valid phone number.
                  Wealth Management Free Credit Report Review Financial Education
                  Looking for more solutions?
                  Savings Accounts College Savings Calculator Retirement Planning Calculator
                  Let’s develop your personalized plan.

                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                  • First Name is a required field.
                  • Last Name is a required field.
                  • Email is a required field.
                  • Please enter a valid email address.
                  • Phone is a required field.
                  • Please enter a valid phone number.
                      Flex Equity Line of Credit Home Improvement Loans Personal Loans
                      Looking for more solutions?
                      Financial Education Credit Cards Home Budget Analysis Calculator
                      Let’s develop your personalized plan.

                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                      • First Name is a required field.
                      • Last Name is a required field.
                      • Email is a required field.
                      • Please enter a valid email address.
                      • Phone is a required field.
                      • Please enter a valid phone number.
                          Learn More
                          Checking Accounts
                          Learn More
                          Auto Loans
                          Learn More
                          Just Starting Out Financial Education
                          Looking for more solutions?
                          Student Loans Youth Accounts Credit Cards Savings Goal Calculator
                          Let’s develop your personalized plan.

                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                          • First Name is a required field.
                          • Last Name is a required field.
                          • Email is a required field.
                          • Please enter a valid email address.
                          • Phone is a required field.
                          • Please enter a valid phone number.
                              Learn More
                              Mortgage Loans
                              Learn More
                              Mortgage Qualifier Calculator
                              Learn More
                              Refi Home Loans
                              Looking for more solutions?
                              Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
                              Let’s develop your personalized plan.

                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                              • First Name is a required field.
                              • Last Name is a required field.
                              • Email is a required field.
                              • Please enter a valid email address.
                              • Phone is a required field.
                              • Please enter a valid phone number.
                                  Learn More
                                  Free Credit Report Review
                                  Learn More
                                  Click-Compare-Save Calculator
                                  Learn More
                                  Flex Equity Line of Credit
                                  Looking for more solutions?
                                  Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
                                  Let’s develop your personalized plan.

                                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                  • First Name is a required field.
                                  • Last Name is a required field.
                                  • Email is a required field.
                                  • Please enter a valid email address.
                                  • Phone is a required field.
                                  • Please enter a valid phone number.
                                      Learn More
                                      Auto & Motorcycle Loans
                                      Learn More
                                      Gap Advantage
                                      Learn More
                                      Mechanical Breakdown Protection
                                      Looking for more solutions?
                                      Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
                                      Let’s develop your personalized plan.

                                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                      • First Name is a required field.
                                      • Last Name is a required field.
                                      • Email is a required field.
                                      • Please enter a valid email address.
                                      • Phone is a required field.
                                      • Please enter a valid phone number.
                                          Learn More
                                          Wealth Management
                                          Learn More
                                          Free Credit Report Review
                                          Learn More
                                          Financial Education
                                          Looking for more solutions?
                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
                                          Let’s develop your personalized plan.

                                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                          • First Name is a required field.
                                          • Last Name is a required field.
                                          • Email is a required field.
                                          • Please enter a valid email address.
                                          • Phone is a required field.
                                          • Please enter a valid phone number.
                                              Learn More
                                              Flex Equity Line of Credit
                                              Learn More
                                              Home Improvement Loans
                                              Learn More
                                              Personal Loans
                                              Looking for more solutions?
                                              Financial Education Credit Cards Home Budget Analysis Calculator
                                              Let’s develop your personalized plan.

                                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                              • First Name is a required field.
                                              • Last Name is a required field.
                                              • Email is a required field.
                                              • Please enter a valid email address.
                                              • Phone is a required field.
                                              • Please enter a valid phone number.
                                                  Teacher Grant Program
                                                  WCCU will be awarding $10,000 this year in values up to $500! Apply by Oct. 31, 2025
                                                  Don't Just Spend - Earn!
                                                  Get 3.75% APY* with WCCU's eChecking on balances under $20,000!
                                                  Personal Loans
                                                  What would you do with $50,000? Consolidate your medical debt with a little help from WCCU.
                                                  Free Credit Report Review
                                                  Our staff is trained to find ways to help you reach your financial goals.
                                                  Student Refi Loan Special
                                                  Refinance & get $500, PLUS enjoy no payments and no interest for 3 months!
                                                  Debt Management
                                                  Learn how to use your budget to pay off your debt.

                                                  Featured Rates

                                                  View More
                                                  15 Year Fixed Morgage
                                                  New LOWER Rates!
                                                  5.875%
                                                  APR
                                                  Auto Loans
                                                  As low as
                                                  5.99%
                                                  APR
                                                  eChecking Account
                                                  3.75%
                                                  APY
                                                  8 Month CD/IRA Special
                                                  3.75%
                                                  APY
                                                  View More

                                                  Check out WCCU's Financial Education Resources

                                                  Make smarter financial decisions using free, easy-to-use educational tools that support your personal and business goals.
                                                  WCCU Financial Education Resources WCCU Youth Financial Education Financial Calculators

                                                  WCCU Cares

                                                  We care about our members, their financial needs, and our community!
                                                  WCCU Cares Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly